Flexible Financing Now Available!
Easy, Paperless Application!
Apply via Mobile App or by Phone!
Fast Credit Decision!
No Early Payoff Penalty!
Frequently Asked Questions
Qualified applicants can be approved quickly during business hours and may receive their funds as soon as within one business day.*
PERSONAL LOANS: A personal loan is a financial product that allows a customer to borrow money now and pay it back over time by making fixed monthly payments. Personal loans have fixed rates of interest and typically have terms ranging from 2 to 12 years. They also may be unsecured (no collateral) or secured (collateral required), depending on the specifics of the offer.
PERSONAL LINE OF CREDIT: A line of credit is a financial product that customers can borrow from at any time based on a preset limit. As long as the customer’s account is open and their credit remains in good standing, they can borrow up to the maximum amount and pay interest only on the amount they actually borrow. As it is paid off over time, that credit may once again become available for the customer to borrow from.
Funds can be used for any home improvement expense.
After your contractor requests a payment, you will receive a text message or email to authorize the transaction.
Once approved, and depending on your plan, you typically have up to six months to make your purchases and approve transactions. Please refer to your loan agreement for details.
It depends on your loan plan. There is a range of plans available through top lenders, some of which offer deferred or reduced payments during a promotional period. Since plan types may vary, however, you should refer to your loan agreement for specific loan terms.
There is no repayment penalty for early loan payoff.
